Public Adjuster – Questions & Answers

What is a public adjuster?

An authority on loss adjustments who you can retain to assist you in the preparing, filing, and adjusting of your insurance claim.

Do all public adjusters provide the same service? 

No.  Just like any other industry there are good public adjusters and there

are not-so-good public adjusters.  DO YOUR HOMEWORK!  Do not engage into a contract with a public adjuster unless you are 100% confident in your decision to do so.   Once you are under contract with a public adjuster it is basically impossible to cancel the contract after the right of recession period.  Make the best decision…..hire Resolve Adjustment today!!

Why should I use a public adjuster if the insurance company will send out their own adjuster?

Insurance company adjusters in most cases do not have your best interest in mind when they adjust your loss.  They historically drastically under pay claims and/or unfairly deny your claim. The only way to level the playing field is to hire Resolve Adjustment.

Can I prepare my own claim? 

Yes, but it most cases you will not achieve the same outcome than if you were to hire Resolve Adjustment.  Attorney’s know the law.  Accountants know the tax code.  Mechanics know how to fix your car.  Resolve Adjustment has the knowledge and expertise to make sure you receive a maximum recovery from your insurance company.

How is a public adjuster paid?

Resolve Adjustment is paid on a contingency fee basis.  This means you do not pay us anything unless we recover you a settlement from your insurance company.

What are common type of losses covered by my policy? 

Although all insurance policies are different, some common type of losses are:  fire damage, smoke damage, wind damage to roof or siding, hail damage to roof or siding, water damage, damaged caused by fallen objects, damage caused by vehicles or weigh of ice or snow, lightning damage, theft or vandalism.

Will my rates go up if I submit an insurance claim? 

There is not a short answer to this questions.  Your rates could go up or they may not.  After a review of your policy, Resolve Adjustment will be able to let you know how a claim will affect your rates.

Can my contractor, remediation company or restoration company act as my public adjuster? 

No.  It is against the law for anybody to act in the capacity of a public adjuster without the proper licensing.  Furthermore, it is not in your best interest to let anybody beside a public adjuster to help you with your home or business insurance claim.

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